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Buyers Checklist
Before finalizing any offer on a property here are some of the informational items that you might want. Your agent will be able to help you.
- Get a copy of the Home Inspection Report
- Get The Termite Inspection Report
- Obtain The Home Warranty Policy if offered
- The Floor Plan Drawings
- Get a copy of a Current Appraisal
- If the property isn`t on sewer, get the current septic inspection reports
a. Evidence that septic tank has been pumped
b. The Septic Inspection Report
c. The Septic Permit
- Get a copy of the subdivision covenants and HOA rules and regulations
- Request disclosure of easements or encroachments including rights of way
- Request building permits for any improvements on the property
- Flood Zone Information
- Zoning and Use Information
- Legal proceedings which may affect the property
a. Foreclosure Proceedings (current or anticipated)
b. Tax Liens or Filings (current or anticipated)
c. Lis Pendens (notice of legal actions to be filed)
d. Lawsuits (current or anticipated)
e. Bankruptcy (current or anticipated)
f. Divorce Proceedings or Decrees (current or anticipated)
g. Zoning or Use Changes affecting the property
- Loan Information (if assumption)
a. Lender name, address and phone number
b. Loan Number
c. Loan Balance
d. Loan Date, Rate, Term, Amount and Conditions
- Monthly Utility Bills for Last 12 Months a. Electric
b. Gas (propane, oil, etc.)
c. Water
- Owner`s list of all energy features
- Owner`s list of all major repairs or improvements (including date)
- Owner`s list of all Warranties which are still current
- Information on neighborhood organizations/amenities
- Information about area schools and churches
- Access to private and public transportation
- Synthetic Stucco (Exterior Insulation and Finishing System)
- Any additional documentation owner has about home or property
- List of the best features of the home, property and area
- List of the worst features and how they would affect you
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